October 2021

Why you should consider involving your family in your financial plan

When you consider your financial plan, who do you involve? Often, it’s done independently or with a partner, but there could be advantages to making your wider family part of the process. If it’s not something you’re already doing, here are five reasons to involve...

22 October, 2021 / 0 Comments

5 reasons you need to write a will (and keep it up to date)

Half of the adults in the UK don’t have a will. While you may have a reason for putting the task off, there are many compelling reasons to make time to write a will that could provide peace of mind. A survey from Will Aid found...

22 October, 2021 / 0 Comments

Has your income increased? Here’s why you should boost your pension contributions

Almost a fifth (18%) of UK adults said their income had increased in the three months to June 2021, according to an LV= survey. As the pressure of lockdown eases, employees are also less worried about losing their job or being able to find work....

22 October, 2021 / 0 Comments

Why you need to complete an expression of wishes alongside your will

You may have thought about who you’d like to benefit from your assets when you pass away and written a will to ensure your wishes are carried out. However, you may have overlooked what you’d like to happen to your pension. As you’ll be paying into...

22 October, 2021 / 0 Comments

Are you taking enough risk with your pension? Being too cautious could mean lower returns

Research suggests that millions of workers are being too cautious with their pensions. Taking too little investment risk with retirement savings could mean your pension is much lower than it could have been. It could affect your retirement lifestyle. Pensions and investment risk If you pay into...

22 October, 2021 / 0 Comments

Investment market update: September 2021

While the direct impact of the Covid-19 pandemic has lessened for many economies, businesses are now struggling with the indirect consequences, such as supply chain issues. From microchips to aluminium cans, firms around the world are facing challenges getting hold of the materials and goods...

22 October, 2021 / 0 Comments

“It won’t pay out” and other financial protection myths busted

Most people in the UK do not have any type of financial protection. While there may be a good reason for some, in others it’s a decision that’s sparked by myths. It could mean you’re missing out on financial protection that could provide financial security...

19 July, 2021 / 0 Comments

Do you have an investment “side hustle”? It should still be part of your financial plan

Even when seeking professional financial advice, many investors are retaining “side hustle” investments. There are many reasons why you may want to take a DIY approach to some investments but it’s still important that they reflect your wider financial plan. According to a report in FT...

19 July, 2021 / 0 Comments

Is £26,000 the secret to a happy retirement?

How much do you need to live the retirement lifestyle you want? It’s a question that’s on the mind of many people as they near their retirement date. Now research suggests that couples need an income of £26,000 to live comfortably, but if you want...

19 July, 2021 / 0 Comments

Developers snap up urban properties for retirement villages: The pros and cons of retirement property

City and town centres have been hugely impacted by the pandemic. While the number of offices may dwindle, property developers are reportedly snapping up urban developments to turn them into retirement villages. It could offer retirees considering these types of properties far more choice. While moving...

19 July, 2021 / 0 Comments