July 2022

Investment market update: June 2022

Rising inflation and concerns about recession risks continue to place pressure on households andaffect economies around the world. The World Bank has slashed its 2022 global growth forecasts from 4.1% to 2.9%. The organisationalso warned the global economy is at risk of experiencing stagflation, where economic...

04 July, 2022 / 0 Comments

Economic conditions could lead to falling house prices and increased negative equity risk

Amid challenging conditions, there are concerns that house prices could start to fall. It may affecthow much equity you own in your home and could mean some homeowners end up in negativeequity. The effects of the Covid-19 pandemic and the conflict in Ukraine mean inflation is...

04 July, 2022 / 0 Comments

Inflation: What happened the last time the cost of living was rising this rapidly?

The cost of living is rising quicker than has been normal in the last few decades. Indeed, the last timeinflation was this high was in the 1980s. So, what happened then compared to now?According to the Office for National Statistics (ONS), inflation in the 12...

04 July, 2022 / 0 Comments

5 compelling reasons why you should share a financial planner with your family

Money and financial decisions are often seen as a personal matter. However, making your familypart of the financial planning process and discussing your goals with them can be valuable.A report from M&G Wealth found that 33% of advised families share the same adviser, with around57%...

04 July, 2022 / 0 Comments

Should you voluntarily pay National Insurance contributions to boost your State Pension?

The State Pension is often an important part of your retirement income, so should you top up yourNational Insurance contributions (NICs) to increase it?Even if you have other pensions or income in retirement, your State Pension can be valuable. As it’llbe paid from when you...

04 July, 2022 / 0 Comments

How delaying retirement could help you maintain your standard of living as inflation rises

As the rate of inflation continues to rise, it’s more important than ever that those approachingretirement consider how the rising cost of living could affect them. For some people, delaying orchanging plans could mean they have greater financial security later in life.According to Aegon, maintaining...

04 July, 2022 / 0 Comments