The Lifestyle Blog | Regentia Lifestyle Planning

16 Jul Understanding what goes in to the FTSE100

Posted at 09:57h in Bank of England, Budget, Financial News, FTSE, Interest Rates, Investment, Investors, UK by Thomas Grindle 0 Comments

The latest quarterly review of the FTSE 100 revealed common misunderstandings about how the index is drawn up. Every quarter FTSE Russell, which operates all the FTSE indices, decides which companies are promoted or demoted from the FTSE 100 index. There had been speculation that the...

11 Jul National Savings & Investments focusing on smaller investors

Posted at 08:49h in Financial News, Investment, Investors, Savings, UK by Thomas Grindle 0 Comments

National Savings & Investments (NS&I) has introduced limits on its offerings for wealthier savers. In mid-June NS&I announced a revision to the terms of its popular Guaranteed Growth and Guaranteed Income Bonds. The interest rates were left unchanged, but the maximum investment per person, per...

02 Jul Mainland Chinese stocks join the MSCI index

Posted at 13:06h in Bank of England, China, Financial News, FTSE, Interest Rates, UK, US by Thomas Grindle 0 Comments

Important changes affecting Chinese market indices took effect in June 2018, which could affect emerging market funds. On 1 June 2018, the index provider MSCI added 233 domestic Chinese stocks to its emerging market and global indices. MSCI has some of the most widely used indices...

25 Jun Pension transfers skyrocket

Posted at 09:57h in Final Salary, Financial News, HMRC, Income, Pensions, UK by Thomas Grindle 0 Comments

Transfers out of private sector final salaries boomed in 2017. There was a dramatic increase in the value of number of transfers out of defined benefit (usually final salary) pension schemes in 2017. A recent Freedom of Information (FoI) request to the Financial Conduct Authority (FCA)...

18 Jun Can a revised tax system re-balance intergenerational fairness?

Posted at 08:03h in Budget, Financial News, Income, Tax, UK by Thomas Grindle 0 Comments

A new report has proposed taxing the baby boomers to help resolve major issues around intergenerational fairness. The report, published by the Intergenerational Commission in May, offers ten policy recommendations which would represent a radical overhaul of the UK tax system. Examples include replacing inheritance tax...

11 Jun A savings tax review

Posted at 10:11h in Business, Financial News, Pensions, Retirement Planning, Savings, Tax by Thomas Grindle 0 Comments

The way savings are taxed is being reviewed by the Office of Tax Simplification (OTS). The OTS is looking at the way in which savings and investment income is taxed, which can be very complicated. According to its paper, published in May 2018, “the interactions...