The Lifestyle Blog | Regentia Lifestyle Planning

19 Feb Still time for year end pension contributions

Posted at 10:27h in Budget, Financial News, HMRC, Pensions, Retirement Planning, Tax, UK by Thomas Grindle 0 Comments

This is the time of year to review your pension contributions. February and March are rightly popular times for reviewing and making pension contributions. By this stage you should have a good idea of what your income for the tax year will be and how much...

12 Feb Deadline approaching for using your ISA allowances

Posted at 09:53h in Bank of England, Business, Financial News, Income, ISAs, Tax by Thomas Grindle 0 Comments

Investors and their advisers should start to turn their focus to the end of the tax year on 5 April. ISA contributions have historically always been focused on the end of the tax year. This is the case even though it would make more sense to...

05 Feb The slow climb of US interest rates, a quarter percentage at a time…

Posted at 10:05h in Business, Financial News, Income, Interest Rates, US by Thomas Grindle 0 Comments

The US central bank increased interest rates again in December. While the Bank of England managed just one interest rate rise in 2017, to end the year at 0.5%, its counterpart in the US notched up three increases, finishing at 1.25%-1.50%. The trio of Federal Reserve...

30 Jan A rewarding 2017 for shares

Posted at 10:09h in Financial News, HMRC, Income, Inflation, Interest Rates, Retirement Planning by Thomas Grindle 0 Comments

The world’s share markets were a profitable place to be in 2017. 2017 had its fair share of dramas. There was the unending reality show of Donald Trump and his tweets. On this side of the Atlantic the ongoing saga was Brexit and the “strong and...

22 Jan The Scottish version of income tax unveiled.

Posted at 10:11h in Budget, Business, Financial News, HMRC, Scotland, Tax, UK by Thomas Grindle 0 Comments

Last month saw another Budget – for Scotland, this time. The Scottish Budget in the middle of December contained potential omens for the whole of the UK with its proposed changes to income tax bands and thresholds. In the foreword to the main Budget document,...

16 Jan HMRC v Airbnb – rent-a-room relief in the spotlight

Posted at 12:02h in HMRC, Income, Tax, UK by Thomas Grindle 0 Comments

An HMRC paper promised in the Budget could be bad news if you use Airbnb. The government has set out a call for evidence relating to rent-a-room relief in response to the rise in short term rentals facilitated by Airbnb and its competitors. Rent-a-room relief is...