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Everything first-time buyers need to know about the 95% mortgage guarantee scheme

The challenges of getting on the property ladder have made headlines for years. In March’s Budget, chancellor Rishi Sunak unveiled a new scheme that could be a lifeline for first-time buyers. It will help aspiring homeowners purchase properties with just a 5% deposit. Traditionally, you would...

21 April, 2021 / 0 Comments

Budget 2021 – Are you a winner or a loser?

A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion shoring...

04 March, 2021 / 0 Comments

Your 2021 Budget summary

On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then,...

04 March, 2021 / 0 Comments

Have you prepared emotionally for retirement?

Have you started preparing for retirement yet? If you’re nearing this milestone you may have contemplated whether your pension will be enough and how you’ll create an income. It’s often the financial side of retirement that people focus on. It’s understandable why. Retirement is a big...

21 January, 2021 / 0 Comments

Investment market update: December 2020

2020 was a year marked by volatility and uncertainty. With everything that was going on, you might think that investors finished the year with losses. Yet, world markets ended the year almost 13% up. It’s a reminder that while short-term volatility does happen, focusing on...

21 January, 2021 / 0 Comments

5 tips for ‘switching off’ when you’re working from home

Thousands of people have welcomed the shift in working from home. It’s helped us stay safe during the pandemic, as well as saving money and providing more free time. However, one of the negative effects is that the lines between work and personal life have...

21 January, 2021 / 0 Comments

The 2021 guide for first-time buyers

Are you hoping to buy your first home in 2021? Buying a property is an exciting milestone, but it’s one that can be stressful too. So, here’s our guide for first-time buyers. Rising house prices have meant it’s more challenging than ever for first-time buyers to...

21 January, 2021 / 0 Comments

Financial health check: How do you score?

How do you rate your financial security? When you think about your financial situation, what defines it as ‘healthy’? For 77% of Brits, financial success is having the financial freedom to do what they want without worrying, according to research from Schroders Personal Wealth. Yet, despite...

21 January, 2021 / 0 Comments

Are Premium Bonds a good place for your savings?

With interest rates low and investment markets experiencing volatility throughout 2020, you may be looking for an alternative place to put your money. Premium Bonds are an option you may be considering, but you could end up missing out on returns. What are Premium Bonds? Premium Bonds...

21 January, 2021 / 0 Comments

Increasing inheritance benefits for couples

Couples could now save an extra £20,000 of inheritance tax (IHT), as the residence nil rate band (RNRB) increased in April 2018. The RNRB was increased at start of the new tax year and it is due to increase by £25,000 in each of the next...

14 May, 2018 / 0 Comments