The Lifestyle Blog | Regentia Lifestyle Planning

21 May Taking early advice on your tax return

Posted at 09:16h in Bank of England, Financial News, Tax, UK by Thomas Grindle 0 Comments

HMRC is starting the tax year with their annual reminder to submit your tax return. HMRC’s reminder might seem early, but its statistics show that 750,000 people (6.5%) missed the deadline for 2016/17, potentially facing an immediate £100 penalty, even if they had no outstanding...

14 May Increasing inheritance benefits for couples

Posted at 10:20h in Budget, Financial News, Pensions, Retirement Planning, Tax, UK, Uncategorized by Thomas Grindle 0 Comments

Couples could now save an extra £20,000 of inheritance tax (IHT), as the residence nil rate band (RNRB) increased in April 2018. The RNRB was increased at start of the new tax year and it is due to increase by £25,000 in each of the next...

30 Apr International investments and Brexit

Posted at 09:44h in Bank of England, Budget, Business, Financial News, FTSE, Investment by Thomas Grindle 0 Comments

With Brexit now less than a year away, how insular are your investments? Brexit – or more accurately the start of the transition/implementation period of the UK leaving the EU – begins on 29 March 2019. By the end of the following year, the UK’s...

23 Apr Taking the early view on ISAs

Posted at 09:41h in Bank of England, Business, Financial News, Investment, ISAs, UK by Thomas Grindle 0 Comments

There are advantages to planning your ISA investments around the start of the tax year. With ISAs all the taxation benefits occur after investment is made, yet the focus is often on year-end contributions. Various articles on ISAs filled the weekend press in March, and...

16 Apr New risk criteria for venture capital schemes

Posted at 09:05h in Bank of England, Financial News, HMRC, Investment, UK, Venture Capital by Thomas Grindle 0 Comments

Important changes for venture capital schemes and enterprise investment have recently come into effect. New ‘risk-to-capital’ conditions apply to investments in venture capital trusts (VCTs), enterprise investment schemes (EISs) and seed enterprise investment schemes (SEISs). The changes took effect on 15 March 2018, when the...

09 Apr What does the pension lifetime allowance buy?

Posted at 11:42h in Financial News, HMRC, Pensions, Retirement Planning, Tax, UK, Workplace Pension by Thomas Grindle 0 Comments

It is worth looking at what your pension pot could buy for your retirement. The importance of pension contributions has been bolstered by the rollout of auto-enrolment pension schemes. However, it is not as clear what your savings will give you when you come to retire. For...