The Lifestyle Blog | Regentia Lifestyle Planning

12 Jul Retirees, don’t overlook the surprising risk of underspending in retirement

Posted at 09:50h in Uncategorized by Daniel_Walton 0 Comments

Spending too much money in retirement is a common fear. Yet, some retirees struggle with the opposite challenge – they spend too little. Read on to find out why and what you can do if you’re too frugal in retirement. Underspending once you give up work...

12 Jul Investment market update: June 2023

Posted at 09:49h in Uncategorized by Daniel_Walton 0 Comments

Inflation continues to be a challenge for economies around the world, but figures released in June suggest the pressure is starting to ease. Read on to discover some of the factors that influenced investment markets during June. Remember, you should take a long-term view when investing,...

12 Jul Business owners: Is your firm protected against the loss of a key person?

Posted at 09:48h in Uncategorized by Daniel_Walton 0 Comments

As a business owner, have you considered how your firm would cope if it lost a key member of the team unexpectedly? Key person cover could provide a vital cash injection when you need it most, but it’s something many businesses are overlooking. Losing a key...

04 May Investment market update: March 2023

Posted at 10:06h in Uncategorized by Daniel_Walton 0 Comments

As inflation persists, central banks were forced to announce further rises to interest rates in March. Coupled with the collapse of Silicon Valley Bank, it has been an uncertain few weeks in the world economy. As an investor, remember that volatility in the markets is normal. Take...

04 May Self-employed? Read these 6 useful tips before applying for a mortgage

Posted at 10:05h in Uncategorized by Daniel_Walton 0 Comments

Self-employed workers have always faced additional challenges when trying to get on the property ladder. But stringent affordability tests mean it’s becoming even more difficult to secure a mortgage. Government statistics show in 2021 around 13% of the UK’s labour force was self-employed. So, the barriers...

04 May If your mortgage repayments have increased, you should review your financial protection

Posted at 10:04h in Uncategorized by Daniel_Walton 0 Comments

Over the last year, interest rates have steadily increased. If you have a mortgage, it may have affected your repayments, or could in the future. So, does your financial protection still provide the cover you need? The Bank of England has increased its base interest rate...