The Lifestyle Blog | Regentia Lifestyle Planning

20 Feb Pension transfer values up 15%

Posted at 12:30h in Uncategorized by Gemma Bellaby 0 Comments

It was not only UK share values that rose during 2016. Note: the Xafinity Transfer Value Index tracks the transfer value that would be provided by an example defined benefit pension scheme to a member aged 64 who is currently entitled to a pension of £10,000...

13 Feb The rising cost of age and health

Posted at 13:38h in Financial News by Gemma Bellaby 0 Comments

The government’s financial watchdog, the Office for Budget Responsibility (OBR), has been mulling over future healthcare and pension costs. In January, as is often the case, the media was headlining stories about delays in A&E, cancelled operations and bed-blocking caused by lack of long-term care...

06 Feb Is a return to inflation on the cards?

Posted at 12:45h in Financial News by Gemma Bellaby 0 Comments

December’s inflation figure was the highest since July 2015. For much of 2015, inflation barely existed. On the government’s chosen measure, the Consumer Prices Index (CPI), annual inflation oscillated between 0.3% and -0.1%. 2016 was a rather different story: the starting point was 0.3%, but...

30 Jan Another good year for sterling investors in the world stock markets

Posted at 12:34h in Financial News by Gemma Bellaby 0 Comments

At first sight, the results from the world’s main share markets in 2016 appear mixed, but that’s before currency effects are considered. Index 2016 Change FTSE 100 +14.4 FTSE All-Share +12.5% Dow Jones Industrial +13.4% Standard & Poor’s 500 +9.5% Nikkei 225 + 0.4% Euro Stoxx 50 (€) + 0.7% Shanghai Composite - 12.3% MSCI Emerging Markets (£) +29.5% Drilling into the raw...

23 Jan The residence nil rate band – not so simple

Posted at 13:47h in Financial News by Gemma Bellaby 0 Comments

From April, the residence nil rate band comes into being. It was nearly two years ago that the Conservatives’ manifesto for the 2015 election promised to “take the family home out of tax by increasing the effective Inheritance Tax threshold for married couples and civil...

16 Jan The last Spring Budget date has been set

Posted at 11:43h in Financial News by Gemma Bellaby 0 Comments

The Treasury has announced the date of the next Budget. It may feel like Mr Hammond’s Autumn Statement was only a few days ago, but shortly before Christmas the Treasury announced that the Spring Budget will be on Wednesday 8 March. In theory, this will be the last...